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With so much debt and different types of debt, it can be very confusing to find a debt consolidation tactic that fits your financial situation.Did you know that more than 50% of the US household have credit card debt?Finally, bad credit can keep you from getting a good interest rate, which negates the main purpose of a debt consolidation loan.But obtaining debt consolidation loans with bad credit is possible if you fall into that category.

However, credit card debt isn’t the only type of debt.

In fact, if you have bad credit, then your debt consolidation options are very limited. Here are examples of four ways to consolidate your debt and how they mesh with different financial goals.

Do-It-Yourself / Optimize Payments: If you have extra money coming in each month, good savings, and decent interest rates, then you can add extra money each month to your monthly payments.

A good rule of thumb is: debt consolidation is not a good option if your debt is more than 50 percent of your income.

It is also not a fit if you do not have a consistent source of income that more than covers your monthly payment.


  1. Become debt-free today by applying for your debt consolidation loan at. utility bills. How does consolidating debt work? Debt consolidation can take.

  2. Simplify your debt by consolidating multiple loans into one. Learn more about your options for consolidating to lower your monthly payments.

  3. How to Consolidate Bills. Bill consolidation can help you meet your financial goals and can simplify your financial life by changing several payments into only one or.

  4. Consolidating Bills 30 Days Day Loan For 200 # Consolidating Bills # Payday loans, quick loans, no credit check loans

  5. Consolidating all your bills may just be what you need to end your debt struggles. In a society that openly accepts and even encourages the use of credit, it is very.

  6. Debt consolidation helps you. you should consider alternatives to debt consolidation, including consolidating. If your bills have reached the stage.

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